Instant Personal Loan के लिए Apply कैसे करे? 2021

Ek time tha jab Loan lene ke liye Bank ke chakker lagane padate thy. Lekin aaj घर बैठे loan के लिए apply कर सकते है aur Loan direct bank account me transfer ho jata hai.  Aaj hum is post me ek aise bank ke baare me baat karne wale hai jaha par aap Instant Personal Loan के लिए Online Apply kar sakte hai aur Document Verify hone ke baad Direct aapke Bank Account me loan Amount Send ho jayega. 

Aise me agar Aap Instant Personal Loan Seach kar rahe hai aur aapko loan kuch dino me he chahiye to Online apply karna aur Loan Approve karana sabse easy tarika hai. Aaj ke time me Bank jaaker Manager ke chakker lagane ki zaroorat nahi hoti. Aapko sirf kuch Documents jaise PAN Card aur Aadhar card ready aur Direct website ya bank ke Mobile App se jakar apply kar de.

यह भी पढ़ें : NFT Full Form In Hindi | NFT क्या है?

Koi bhi person loan tabhi leta hai jab paise ki bahut zaroorat hoti hai jaise ki Ghar banwane ke liye, Hospital ke liye aur koi dusre zaroori kaam ke liye aise me hume kum se kum time me loan chahiye hota hai. Kisi bhi bank jaker loan lene ke liye application form bharne aur approvable aane me thoda time lag jata hai. Aise ke agar online tarika istemaal kita jaaye to zaroorat padne par paise bhi mil jate hai aur jayada wait bhi nahi karna hota hai.

Personal Loan क्या होता है?

Loan many types (प्रकार) ke hote hai Jaise Housing Loan, Car Loan, aur dusre kayi saare loan hote hai isi prakar Personal Loan hota hai. Sabhi tarah ke loan ke liye aapko alag-alag tarike ke Documents and Interest dene ki zaroorat hoti hai. Lekin Personal Loan sirf aapke Credit par mil jata hai. iske liye kisi bhi tarah ke chiz ko girvi nahi rakhana hota hai aur na ki he kisi guarantor ki zaroorat hoti hai.

Personal Loan aapki condition ke according approval milta hai aur aapke personal Income se related information bank ko chahiye hoti hai. Jaise ki agar koi person jo personal loan ke liye apply kar raha hai to uske liye wah jis company me job karta hai uski information chahiye hoti hai ya fir agar self employed hai to income and tax se related information chahiye hoti hai.

personal-loan

Yeh humessha EMI ke according milta hai aur salary me se monthly EMI loan interest ke saath cut ho jata hai. Waise sayad aapko pata na ho  lekin personal loan har kisi ko nahi mil sakta hai. Agar aap aise person hai jo khud se har month income karta hai usi ke liye ye facility hoti hai. Baaki jo ghar ke liye, Gaadi ke liye, aur Dusre kaam ke liye Aapko loan mil jayega. Lekin personal loan aapke credit par he milta hai.

 यह भी पढ़ें : Upstox Trading Online Demat Account कैसे बनाये? 

Instant Personal Loan के लिए Apply कैसे करे? - 2021

India me bahut saare Government and Private bank hai jo har prakar ki loan facility Apne costumers ko provide karte hai. Lekin hum yaha ek Digital Bank se loan apply karne ke baare me information lenge. Jiska naam hai Digibank ye DBS ( डेवलपमेंट बैंक ऑफ सिंगापुर) ki ek branch hai jo ki paper less Mobil banking ki suvidha provide karati hai.

Digibank me online Mobile se Savings account open kiya ja sakta hai aur isi par aapko Debit card bhi Online aur Physical dono mil jata hai. Humne iske baare me pehle bataya hai ki DBS Bank account kaise open kare? Aaj hum yaha par information lenge ki agar kisi person (व्यक्ती) ko loan ke liye apply karna hai to wah  online kaise kar sakta hai.

Digibank ka online loan application process bahut easy hota hai. Agar aap iske liye apply karne jaa rahe hai to aapko kisi bhi prakar ke Banking help ki zarurat nahi leni hogi. Kyunki yaha par poora kaam Paperless hota hai aur easily aap is bank me application de sakte hai. Yaha par hum step by step poore process ko samjhenge ki application kaise karna hai taaki agar aap first time apply karne jaa rahe hai to aapko problem na ho.

ऑनलाइन लोन एप्लीकेशन के लिए कौन कौन से डॉक्यूमेंट लगते है?

  • Pan card number hona chahiye
  • Aadhar card number hona chahiye
  • Current address information honi chahiye 
  • Professional address information honi chahiye (company address, office address)
  • Saving account Digibank me hona chahiye (Agar aapka digibank me account nahi hai to aap application fill karte time setup kar sakte hai)
Agar ye saari details aapke paas hai to yaha bataye gaye Loan application guide ki help se aap online personal loan apply kar sakte hai. Jo ki bahut he easy jai aur isme kuch important information bhi hai to ho sakta hai hum aapko step image show na kr sake.    

Step 1- Sabse pehle aap is URL ko open kare
https://internet-banking.retail.dbsbank.in/digiloans/contactDetails aur yaha par puchi gayi perso information feed kare Jaise ki Phone number, email and monthly income kitna hai aur fir loan kitna chaiye uske baad next step par jaaye.

enter-personal-and-loan-amount


Step 2- Ab aap yaha par apna PAN card number fill kare aur verify karke next step par jaaye.

Step 3- Yaha par apna  Aadhar Card number fill kare aur use verify kare fir aap next step par jaaye.

Step 4- Ab aap apna current address fill kare jaha par abhi aap reh rahe hai taaki post ki help se aap se contact kiya ja sake.

Step 5- Aap jis bhi company ke kaam karte hai uska Address fill kare jisse Bank company ko verify kar sake aur use aapke income of source ki information mil sake.

Step 6- Is step me aapko loan se related information jaise ko EMI कैसे जमा करना हैं, कितने बार जमा करना है और किस बैंक अकाउंट से पेमेंट करना है ye sab information deni hogi.

Step 7- Ab aapko KYC verification karna hai taaki identify and Bank details doni verify kiya ja sake aur uske baad aap ka process complete ho Jayega jaise he, KYC verification poora hota hai.

Step 8- KYC verification karne ke me bank wale kuch din ka time lete hai uske baad jaisi he approved ho jata hai KYC aapko turant loan amount diye gaye Bank account me send kar diya jaayega aur usi din se aapka EMI bhi count hona shuru ho jayega.

Dosto aapke dekha ki kitna easy hai Online loan apply karna aur kitne easily aapko paise mil jate hai Digibank ki help se aur yeh bank paperless work karta hai. Jaise he process complete hota hai amount direct account me aata hai kisi third party ki zaroorat he nhi hoti.

Kuch logo ke sawal hote hai jab loan ke liye apply karne jate hai.

यह भी पढ़ें : Business Ideas in low investment in Hindi

मुझे कितना Personal Loan मिल सकता है?
How Much Personal Loan Can I Get?

Digibank se Online 20,000 rupaye se lekar 15,00,000 rupaye tak ka personal loan mil sakta hai. Yeh depend karta hai ki aapki income kitni hai. Usi ke according bahut saare loan approve kiye jaate hai. Aur unhe time par jama kr diya gaya hai to aapko jayada se jayada loan mil sakta hai.

कर्ज पर ब्याज कितना लगेगा?
How much interest will be charged on the loan?

Interest rate (ब्याजदर) humessha fix hoga aur 11% se lekar 12% tak ho sakta hai. Jitna bhi aap loan lenge uska aapko itna interest pay karna hoga. Aur interest rates (ब्याजदर) na jayada hai or na bahut he kum. Aaj ke time me jo rate chal raha hai wahi aapko yaha milega. Agar loan lene ke baad intreste rate kum hota hai to bhi aapko utna he interest (ब्याज) dena hoga jo final hua tha aur agar badh jata hai tab bhi aapko utna he dena hoga jo pehle fix huwa hai.

Dosto yaha par humne bataya hai ki कैसे आप Persnol Loan के लिए Online Apply कर सकते हैं? 2021  Iske liye humne paperless Method bataya hai jo behad easy hai aur tezi se poora ho jata hai. Is tarike ka istemaal karne ke baad aap instant loan approve karwa sakte hai. Aur wo paisa Bank account me bhej sakte hai. Hum ummeed karte hai aapke ye information pasand aayi ho agar aapka koi sawal ya sujhaw hai to hume uske baare me comment box ke comment kar hume jankari de sakte hai.

Sahil Gautam

नमस्कार दोस्तों मैं साहिल गौतम लेखक और techatari.com का संस्थापक हूं मुझे ब्लॉगिंग और डिजिटल मार्केटिंग का शौक है और मुझे नवीनतम चीजों के बारे में लिखना पसंद है इसलिए मैं यहां हूं कृपया आप समर्थन रखें|

Post a Comment (0)
Previous Post Next Post